Blackoak is a wire transfer workflow layer for community and regional banks. It automates and simplifies intake, verification, and approval on top of your existing payments platform.
Purpose-built around the wire transfer workflow, not adapted from generic case-management software
Built for the $1B–$3B community and regional bank segment
Works alongside your existing digital banking and payments platform
The wire itself takes seconds on the payment rail, but the callbacks, approvals, and rekeying around it take hours, making wire transfer the riskiest, least automated process in the bank.
Blackoak layers onto the systems your bank already runs. No rip-and-replace project required, and nothing to migrate to get started.
Each change removes a manual step without asking your team to learn a new system.
Wire requests arrive by email, phone, fax, or branch visit. Intelligent document processing extracts and standardizes the data automatically, so nobody chases down details across inboxes.
A wire routes directly to the approver responsible for it, with the same dual-control approval in place, instead of sitting unseen in an inbox.
Request, callback, approval, and supporting documents: one record, ready before a subpoena or exam ever lands on your desk.
Payment platforms move the money. Blackoak manages everything else in one connected system.
We handle intake, verification, and approval, while your payment platform still sends the wire.
Replaces the email, spreadsheet, and payment-platform sprawl with a single source of truth.
No migration required, and no disruption to the operations your team already runs.
Answer a few questions about how your bank handles wires today, and get your wire workflow score back in minutes.
Start the free assessment