Blackoak is a wire transfer workflow layer built for community and regional banks, the segment most enterprise payment platforms treat as an afterthought.
Digital banking, payments, and core platforms have all been modernized over the last decade. The workflow around a wire, the intake, the callback, the approval chain, mostly still runs on email, spreadsheets, and phone calls. Blackoak exists to fix that specific gap, without asking a bank to replace the payment rails and core systems it already trusts.
Four principles that shape every decision we make.
We build on top of what a bank already runs, never a rip-and-replace project.
Every feature traces back to a specific problem an operations team raised, not a hypothetical one.
Sized and priced for the $1B–$3B community and regional bank, without an enterprise procurement cycle.
We're a workflow and content layer that sits on top of the payment rail, and we say so clearly.
How Blackoak compares to the alternatives banks usually consider first.
General-purpose case-management software can be configured to handle a wire, but it takes a heavy customization project to get there. Blackoak is built around the wire transfer workflow specifically, out of the box.
Blackoak sits on top of your existing payments platform rather than replacing it, so switching payment platforms is never a precondition for modernizing the workflow around a wire.
Community and regional banks in the $1B–$3B asset range running wire operations through manual, email- and spreadsheet-based processes today.
No. Blackoak is a workflow layer that sits on top of your existing payment platform.
No. Blackoak is designed to configure to whatever core, payments platform, and digital banking system your bank already runs.
Answer a few questions about how your bank handles wires today, and get your wire workflow score back in minutes.
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